Using Quicken Software for My Business

One of the first things I wanted to do at the beginning of this year was look into Quicken 2016. I started my own business last year, and I used a generic business accounting software program. I thought that it was good, but I quickly realized that you do get what you pay for. That is why I wanted to make sure I started out this year the right way. I had already done my taxes for the previous year, so I was just looking to get started on the right foot for all future tax times.

The reason I wanted Quicken is because they are simply the best at what they do. There are all kinds of accounting programs that will try to do the same thing, but I found out that none of them can really come close to doing all that Quicken does for the people who use it. Continue reading Using Quicken Software for My Business

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Cooking for a Pregnant Wife

Since using Volume Pills, my wife and I became friskier and more intimate, so much so that she became pregnant. This was my first time becoming a parent. Immediately we started thinking about baby names, and my wife came up with a lot of girl names because she thought the baby would be a girl. She told me she had a sure feeling that the baby would be a girl, and was willing to make a wager out of it. If the baby was born a girl, I had to cook her a multi course dinner every day for a week.

We went to the doctor for prenatal care, and asked the doctor to tell us what the sex of the baby would be. The baby wasn’t far along enough for the doctor to give an accurate answer, so we had to wait a little while longer. Continue reading Cooking for a Pregnant Wife

I Just Learned What a Volume Pill is

It was a typical Saturday afternoon and I was sitting in my basement watching football games with my brother in law and his cousin. The cousin started talking about different strange things you could find on the Internet. I am not really sure what brought the subject up, but he was saying that he had run across something which completely baffled him. It was called Semenax and it is a pill that is called a volume pill. Obviously it is supposed to increase the volume of semen that you produce when you ejaculate, but it is hard to figure out exactly what purpose that is supposed to serve. I have not ever had an issue with ejaculation, I climax and it comes out. Continue reading I Just Learned What a Volume Pill is

Kinky Ideas from the Wife

My wife and I have been experimenting in the bed room lately. She checked out a book from the local library about sexual positions and she wants to try every one of them, including the ones that don’t look very comfortable. I pop a Vimax, pick a random position from the book, and hop into bed with my wife. Some of the positions have been fun to try out, while others have been weird and made us felt like we were playing a game of Twister. For some of those positions, you need to be a bit more flexible.

While in bed one night after sex, my wife and I were watching television and one of those late night soft adult movies came on. Still in a state of arousal from our previous session, we watched the movie. Continue reading Kinky Ideas from the Wife

A Kinky Mind Hidden in a Calm One

My wife and I don’t usually use sex toys, but every once in a while, on a special occasion, we will take them out and use them on each other. We started using them a couple of years ago, after going into a store that sells them one day out of curiosity. We looked around the store and found the toys sitting on the rack. We thought it might be a little fun to try them out, so we purchased two toys and used them that night. We started off slow, but once we were used to them, we were having a lot of fun with them.

Recently, my wife and I wanted to add a little variety to our nights, so we looked into getting a new toy. Continue reading A Kinky Mind Hidden in a Calm One

The Best Life Insurance Options

Life insurance is not something the average person thinks about early on in life. We all think we are invincible, yet we have all heard the horror stories of a family unexpectedly dealing with the early passing of the “bread winner” of the family. Not only does he or she leave grieving family members behind, but there is also often a significant debt load, not to mention the costs of burial.

Why Buy Life Insurance?

Regardless of your age or marital status, life insurance is something to be considered immediately. What most people do not realize is that there is some type of policy available regardless of your budget. In some cases, just a few dollars a month will provide peace of mind for both you and your loved ones.

So, why do most people buy life insurance? Four of the most popular reasons are:

• Funeral costs – today, even an inexpensive funeral will cost over $5,000.

• Business partner protection – just how will your business be affected if you pass on? What type of security can you provide for your partners to help protect them if this happens?

• Securing family finances – how will your family be able to survive without your income? A well-thought out policy can help cover their costs for many years to come.

• Educational costs – the cost of college tuition continues to rise. Whether you have children or a spouse that may need to return to school, your policy can help cover these costs without affecting the daily budget of the household.

What Life Insurance Policy is Best for You?

There are three basic types of policies (please note, there are others, but these are the most popular): Term, Variable, and Whole.

• Term – this is by far the most popular type of policy, mostly because it is the cheapest. You can hardly sit down and watch your favorite TV show without seeing a commercial offering some type of term coverage to a specific age group. This coverage offers a low premium over a specific amount of years. The trade out for the lower premium is that at the end of the policy “term,” the policy is terminated with no return on investment (unless, of course, the insured passes away during the term of the policy).

• Variable – unlike term, variable policies can cover the insured for his or her entire life and provide investment potential. These policies will cost more, but will also increase in value over time. However, because this insurance is tied into investments, a market down turn could actually decrease the value of the policy.

• Whole – this is a popular type of policy with individuals that are financially secure and looking to complement their investment portfolio. This is generally considered a low-risk investment as well as providing an asset that can be borrowed against if need be.